Real Estate
Closing costs include lender, escrow, title, inspection, and government fees. In Capistrano Beach, buyers usually pay for loan-related costs, inspections, lender’s title policy, and half of escrow, while sellers cover owner’s title insurance, county transfer tax, and agent commissions.
Customs vary by region, but in Capistrano Beach and all of Orange County, the breakdown is consistent:
Everything is negotiable — credits or concessions can shift costs depending on market conditions.
Capistrano Beach follows Dana Point customs but with slightly lower closing totals than Laguna Beach due to lower median prices:
Explore Laguna Beach neighborhoods →
Explore San Clemente communities →
Coastal properties introduce unique factors:
Orange County Recorder – Recording Services
CFPB – Know Your Closing Disclosure
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